Pay anywhere, even offline, just one scan.
TinyPay expands blockchain's usability from DeFi to daily life — enabling the first truly cash-like experience for digital value.
User Journey
We bring crypto back to the street.
TinyPay rebuilds the missing bridge between crypto and everyday payments — enabling anyone to pay instantly and securely, even offline.
Discover TinyPay
Experience how crypto can finally be used like real money — instant, portable, and made for real-world payments.
Get Ready to Pay
Install the TinyPay app and generate secure One-Time Payment codes (OTPs). Your balance is stored safely on-chain.
Pay Instantly, Even Offline
Show your TinyPay code to the merchant. The merchant verifies it locally — no network, no signature, just tap and go.
Settle Trustlessly
Once the merchant comes back online, transactions are automatically verified and settled on Solana. Every payment is final, secure, and interoperable by design.
Key Features
Built for real-world use
TinyPay combines security, convenience, and yield — making crypto payments practical and profitable.
No Signature Required
Users don't need to worry about network security or malicious transaction content. Pay with confidence without signing every transaction.
Offline Payments
Make payments even without internet connection. TinyPay works anywhere, anytime.
Save to Earn
Your deposited funds automatically earn yield through DeFi protocols. Your money grows while you spend.
Business Model
Sustainable revenue streams
TinyPay creates value through DeFi yields, hardware solutions, and premium services for merchants.
DeFi Save to Earn
User funds deposited in the contract automatically generate yield through DeFi protocols. We earn revenue by taking a percentage of the interest generated.
Custom Hardware
Upgrade from mobile app payments to dedicated POS scanning machines for merchants, providing a more professional checkout experience.
Value-Added Services
We provide premium services including inventory management and data analytics to help merchants grow their business.
Technical Architecture
Secure layers working together
A simple four-layer stack keeps offline payments trustworthy while ensuring merchants get paid fast the moment a connection comes back.

FAQ
Answers before you ask
Reach out if you need deeper technical docs or want to explore pilots. We are quick on replies.
How does TinyPay work without internet?+
Payers pre-load funds on-chain, then generate OTPs which is a hash-chain generated by a user defined root. Each OTP approves one payment, once the OTP consumed and the contract will ready for next OTP.
Which assets can I use?+
U2U (native token), USDC, USDT, and any ERC20 token are supported today. Additional tokens are just a configuration away.
Is the system non-custodial?+
Yes. Funds never leave the smart contract you control. OTPs simply authorize release to a merchant.
Do merchants need special hardware?+
No. The TinyPayCheckout iOS app handles QR scanning, OTP entry, and syncing. Dedicated POS hardware is on our roadmap.
Ready to deploy
Bring offline crypto payments to your checkout
Pilot TinyPay with your team and delight customers who want the speed of contactless with the flexibility of crypto. We will help you integrate in under a week.
Scan to Download TestFlight

Payer App

Merchant App
Available for iOS
Android and Solana Seeker version coming soon
